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Fidelity Bank welcomes the
opportunity to provide your
employees with the most up
to date banking services in
the area. Your employees can
take advantage of having
their pay directly deposited
into a checking account at
our bank, and will
automatically be eligible
for free and discounted
financial services,
including the privilege of
utilizing our discounted
loan and brokerage services.
Through this program your
employees are entitled to:
Freedom Checking Account -
No minimum balance
requirements and NO monthly
service charge.
First order of checks free -
50 wallet style variety
checks.
Direct Deposit of Pay -
Immediately availability of
funds on payday.
* Automatic Transfers
will be automatically
transferred from checking
account to Christmas or All
Purpose Clubs, Money Market,
Savings, or IRA accounts.
* Loan payments can be
made directly from checking
account.
Automatic Transfer -
* Loan payments can
also be automatically
transferred from your
checking account.
Overdraft Protection - This
service is available through
a savings account or
preferred line of credit (to
qualified customers). The
line of preferred credit is
tied directly to your
checking account which
provides you the security of
knowing that you have
immediate availability of
funds should an emergency
arise.
No Fee Travelers Checks -
Savings of 2% of the face
value of the purchase
amount.
Account Access -
* Visa Check Card
- Allows you to make
purchases without writing a
check. Transaction amounts
are deducted automatically
from your checking account.
The card is accepted at all
VISA Merchants and ATM/Quick
Cash locations. *$1.00
monthly fee and $1.00
foreign ATM fee.
* ATM/Quick Cash
Card - Allows you to deduct
money, transfer cash and
check balances at all 23
Fidelity Quick Cash and all
ATM locations. ATM locations.
* $1.00 fee at
foreign ATM locations.
* Online Banking
- Transaction
data available 24/7
- Online
transfers
- Web Bill
Pay (fee applies)
* Other checking
products available.
Discount Services -
* Installment
Loans - 1/4% off loan rate.
* New Mortgages -
$300.00 off closing costs.
* Brokerage
Services - The purchase and
sale of stocks and bonds at
a Discount. Brokerage fees
may be applied.
Free Financial Planning
Assistance - Make an
appointment for a financial
checkup today.
Investment Services - 25%
discount off the purchase or
sale of stocks or bonds. A
full range of investment
services are available, such
as; mutual funds, stocks,
bonds tax free investments,
529 plans for college,
IRA’s, 401k rollover's and
IRA transfers.
Free Financial Planning
Services for your employees
include:
* A 401k
evaluation. Are they on
target to retire?
* A Morningstar
review of your mutual funds.
Are their invested dollars
diversified wisely to
protect their future?
* College Savings
Projector. How much will it
cost to send children to
college?
Life Insurance - Analysis.
Are loved ones properly
protected?
* Long-Term Care
Insurance. Who needs
Long-term care insurance and
why?
Certain restrictions apply:
* Eligibility
requirement for
participation in our loan
program is six months
continuous employment.
* All loan
applications are made
directly to Fidelity Bank.
Approvals are based on banks
lending and credit policies.
* Upon
termination of employment,
arrangements will be made
with the borrower for
repayment of debt. Employer
will notify the bank
of all
terminations each pay
period.
* Life Insurance
on loan paid for by
borrowers.
* Accident and
Health Insurance available
on all installment loans.
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© 2008 The Fidelity Deposit & Discount Bank, All
Rights Reserved.