Free Credit Reports Available Every Year

Pennsylvania Consumers may request and receive all information in their file once during any 12 month period without charge to the consumer from a centralized source.

The purpose of the centralized source is to enable consumers to make a single request to obtain annual file disclosures from all nationwide consumer reporting agencies.

The centralized source can be reached as follows:

Annual Credit Report Request Service                                                   

P.O. Box 105281

Atlanta, GA 30348-5281

877-322-8228

annualcreditreport.com