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Savings / Club Accounts

*** Rates are Subject to Change Without Notice **

 

 
Optimum Choice Savings as of 9/01/2010 Minimum to Open: $25,000.00
  Minimum to Earn APY: $100.00
TERM RATE APY*
$100.00 - $24,999.99 0.150 0.15
$25,000.00 and up 0.250 0.25
  • Rate may change after account is opened

  • Fees may reduce earnings

  • *Annual Percentage Yield

 
Statement / Passbook Savings as of 02/09/2009 Minimum to open: $100.00
  Minimum to earn APY* and avoid service charges: $100.00
TERM RATE APY*
Balance greater than $99.99 0.250 0.25
  • Rate may change after account is opened

  • Fees may reduce earnings

  • *Annual Percentage Yield

 
Tax & Insurance Statement Savings
as of 9/01/2010

Minimum to Open: $100.00

   

Minimum to earn APY* and avoid service charges: $100.00

TERM RATE APY*
Autodraft 0.150 0.15
  • Rate may change after account is opened

  • Fees may reduce earnings

  • *Annual Percentage Yield

 
Christmas Club **as of 9/01/2010 Minimum to Open: $100.00
  Minimum to Earn APY: $100.00
TERM = 50 weeks RATE APY*
Auto Draft 0.150 0.015
  • Accounts will automatically renew at maturity

  • Penalty may be imposed for early withdrawl

  • *Annual Percentage Yield

 
All Purpose Club ** as of 9/01/2010 Minimum to Open: $5.00
  Minimum to Earn APY*: $5.00
TERM = 52 weeks RATE APY*
Auto Draft 0.150 0.15
  • Accounts will automatically renew at maturity

  • Penalty may be imposed for early withdrawl

  • *Annual Percentage Yield

 

 

Choice Performance Savings as of 9/01/2010 Minimum to Open: $5,000.00
  Minimum to Earn APY: $2,500.00
TERM RATE APY*

$5,000.00 - $24,999.99

0.400

0.40

$25,000.00 - $49,999.99

0.789

0.80

$50,000.00 - $99,999.99

1.096

1.10

$1,000,000.00 and up

0.25

0.25

 

  • Rate may change after account is opened

  • Fees may reduce earnings

  • Must be a Choice Banking Relationship customer

  • A deposit of at least $5,000 not currently on deposit with Fidelity Bank is required on Choice Performance Savings accounts

  • *Annual Percentage Yield

 

 

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