Fidelity Bank

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Make your checking account balance work harder for your business. Business Relationship Interest Checking offers both interest on balances greater than $10,000 and no service fees with combined deposit balances over $25,000. Extra conveniences include the Fidelity Business Mobile Banking App with Mobile Deposit.


With this account you get:

  • Fidelity Bank Visa® Business Debit Card
  • Check images included with statement1
  • EZ Statements
  • Combined statements
  • Business Online Banking
  • Fidelity Business Mobile Banking App with Mobile Deposit
  • Business Bill Pay2
  • Special Industry Packages. (Please see your Relationship Manager for more details.)
  • One (1) additional Business Checking account – with monthly fee waived (per item fees will apply)
  • Preferred Business Money Market rates. (Please see your Relationship Manager for more details.)
  • Merchant Services credit card processing with $100 one-time credit towards purchase of equipment available with new account
  • Remote Deposit Capture with waiver of first month’s fee available with new account
  • Free Business Efficiency consultation
  • Wealth Management consultation
  • Free employee benefit analysis (401K, SEP)
1 15 months of history available
2 Business Bill Pay requires Online Banking and is free with two (2) bills paid per month.


  • Minimum to Open: $1,000
  • Interest paid on account: Yes. Paid on average daily balance of $10,000 or more
  • EZ Statements: Required ($3 fee for paper statement)
  • Monthly service charge: $15
    • Can be waived by maintaining $25,000 in average daily combined balances3 in business checking, savings and/or money market accounts,
    • or by adding three (3) of the following products: Merchant Services, ACH Origination, Remote Deposit Capture, or Positive Pay. (Fees for these services apply)
  • Number of transactions/month:
    • 350 items at no charge
    • $.50 per item4 for each item over 350
3 Available balance
4 Items include: deposit tickets, deposited items, checks paid against the account, withdrawals, ACH debit and ACH credits. Deposits made via Mobile Deposit count as a deposit ticket and the check(s) count as deposited items. Transfers made via Online & Telephone banking count as a deposit ticket and withdrawal item.

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Need help?

For more information or questions please contact us by phone at 1-800-388-4380 or email us at

What our customers say:

“As a long time client of the newly acquired Merchants Bank, I have become accustomed to excellent service and commitment from my bankers. My experience during this pandemic has been no different. In the early stages of COVID-19, I decided to apply for the Paycheck Protection Program for both Franklin Hill Vineyards and our sister company, Social Still, LLC. I reached out to Todd Saab who’s been an important contact for me. Todd immediately responded and together with the staff at Martin’s Creek, facilitated the application process and both entities were given funding. As a local vineyard and winery since 1982 and a rapidly growing distillery and restaurant, we’ve experienced many changes over the years. With the help of Fidelity Bank, we’ve been able to continue our operations and keep over 40 local families employed. My sincere thanks to you and your team. I look forward to a long working relationship with Fidelity Bank.”