Fidelity Bank

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Use your home’s equity for almost anything, from debt consolidation to higher education funding, to home renovations.

If you’ve lived in your home for a few years, chances are its appraised value has risen significantly, increasing the amount of equity you have as well as your borrowing power. With a Home Equity Loan from Fidelity Bank, you can get fast, easy funding to help finance your next big expense, like a winter getaway or home renovation! Choose the right loan at the right rate and tap into your home’s equity today.

Approval Guaranteed in 3 Business Days*

Home Equity Loan

as low as

2.49%APR*

Fixed rate for five years.

*Annual Percentage Rate (APR) effective as of September 3, 2021 and is based on loan amount of $75,000.00 or greater for a term of up to sixty (60) months. Maximum loan to value is 80.00% and a minimum credit score of 740 and maximum debt to income of 43%. One (1) to four (4) family owner-occupied homes, primary and secondary residences, and a first (1st) or second (2nd) lien only. Promotional rate requires automatic deduction of payments from a Fidelity Bank checking account. 60 monthly payments of $17.74 per $1,000 borrowed. Payments do not include taxes or mortgage insurance premiums; actual obligation will be higher. Homeowner’s insurance with Fidelity Bank listed as mortgagee is required, flood insurance is required if applicable, and title insurance is required on loans greater than $250,000.00. Subject to credit approval. Other rates are available, but fees may apply. Please consult a tax advisor regarding the deductibility of interest.

Offer may change or discontinue at any time. Offer cannot be combined with any other offer. Not a commitment to lend.

Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $500,000.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.

 

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Call Us: 1-800-388-4380

Routing Number: #031303129

"Superior" Bauer Financial RatingFDICEqual Housing Lender