Building your dream home is an exciting process, and a big undertaking especially if you are new to the process. With Fidelity Bank by your side, you can get peace of mind knowing your construction loan is coming from an experienced and knowledgeable Mortgage Consultant who understands your individual needs and guides you to the right solution. Count on us as your trusted financial partner to help make your new home construction a reality.

Interest-Only Payments during the Construction Phase

Building a new home is exciting, but it can also feel overwhelming if you don’t know where to begin. Fortunately, Fidelity Bank’s Mortgage Consultants are some of the most experienced construction lenders in the area, here to guide you through the process from start to finish.

Trust our team to make the process easier by helping you to lock in a permanent rate at closing for the life of your loan. You may also enjoy the benefit of low, interest-only payments during the construction period. We will do our best to accommodate you and your contractor.

Use our Chat to get in touch with a Fidelity Bank Mortgage Consultants to help you make building your dream home an easy process.

Apply Now

One Closing Construction Loan

Putting the finishing touches on your newly built home? Let us help you! At Fidelity Bank we offer convenient single-closing loans that combine construction and permanent financing so you avoid the cost and hassle of closing twice.

Apply Now

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at

* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $766,550.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.

Resource Center

Fidelity Bank offers a variety of convenient resources and tools. Educational articles, Frequently Asked Questions, Instructional Videos and more are at your fingertips.