Fidelity Bank offers two great savings club accounts, Christmas Club and All Purpose Club. With an automatic deduction from your Fidelity Bank checking account, our club accounts offer you an easy way to save in small, weekly installments. You can also earn competitive interest to help you build your savings balance for holiday spending or any other expenses, like a vacation.

Fidelity Bank Savings Clubs


  • Minimum opening deposit of $1 for Christmas Club/$5 for All Purpose Club
  • 52 week term for Christmas Club/52 week term for All Purpose Club
  • Automatic transfer from a Fidelity Bank Checking account is required for all new club accounts.
  • Early withdrawal penalty of $5 or seven (7) days interest on the amount withdrawn, whichever is greater.
Effective Date: Monday June 24, 2024
ProductBalanceAPYRateMinimum to Open

Statement Savings

$100 or more0.30%0.300%

Optimum Choice Savings

$25,000 or more0.40%0.399%

Scholar Savings

$50 or more0.10%0.100%

Green Team Savings


1Accounts will automatically renew at maturity. Penalty may be imposed for early withdrawal.

*Once a year, Fidelity will make a cash deposit equal to 1% of the Green Team member’s balance on a specified date into their Green Team Savings Account. Limit one per account. Maximum cash rebate is $10 per year. May be reported to the IRS for tax purposes. Green Team Accounts open to those under the age of 18.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at

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