With Fidelity Bank’s Home Equity Line of Credit (HELOC), you can tap into the equity you’ve built in your home to address various financial needs. Whether it’s unexpected expenses, home improvements, or major purchases, our HELOC offers you a flexible and affordable solution. You’ll have access to a low interest line of credit when you need it, simply by using the equity you’ve accumulated by living in your home for a few years.

What is a Home Equity Line of Credit (HELOC)?

A HELOC is a revolving credit line secured by the equity in your home. It provides you with ongoing access to funds during a draw period, allowing you to borrow as needed. Plus, you only pay interest on the amount you use.


Why Choose Fidelity Bank’s HELOC?

  • Competitive Interest Rates: Enjoy low-interest rates on your HELOC, making borrowing cost-effective.
  • Flexible Use: Use your HELOC for a variety of purposes, from consolidating debt to funding home renovations.
  • No Origination Fees: We believe in transparency and simplicity, which is why we don’t charge origination fees.
  • Multiple Repayment Options: Tailor your repayment plan to fit your budget and financial goals.


Popular Uses for Our HELOC:

  • Cover Unforeseen Expenses
  • Consolidate Debt
  • Make Home Improvements
  • Take a Dream Vacation
  • Purchase a New Vehicle
  • Save for Special Occasions
  • And More!

Control that Rate!

After you get your HELOC, you can choose to set a fixed interest rate for some or all of the money you borrow. This means you can lock in a rate that won’t change for up to 20 years, even if other interest rates go up. Read about the HELOC Rate Lock.

How to Apply for a HELOC with Fidelity Bank:

  1. Apply online: Provide the necessary documents, including income verification and property details. Your secure application takes just 15 minutes, with no obligation and no cost.
  2. Appraisal Processing: Your Fidelity banker schedules an appraisal of your existing property to determine its value.
  3. Application Approval: A Fidelity Banker reviews your application and documentation. Our knowledgeable team will guide you through the process and answer any questions you may have.
  4. Appraisal Approval: The appraisal has been received and reviewed.
  5. Clear to Close: All approval conditions have been cleared and we are ready to schedule a closing.
  6. Closing: Your closing is scheduled, and we are excited to complete your loan.


Unlock Your Home’s Potential Today

Take advantage of the equity in your home with Fidelity Bank’s HELOC. Apply now and gain the financial flexibility you need to achieve your goals. Serving NEPA and the Lehigh Valley.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.