At Fidelity Bank, we make sure your money is working hard for you, so you can meet your savings goals without sacrificing your liquid access to your money. That’s why Optimum Choice Savings offers you both a higher return on your savings and lets you access your funds when it’s convenient for you.

Account Features:


  • Minimum opening deposit $100
  • Minimum daily balance requirements: $100 to obtain the APY*
  • Monthly service charge $100 and over = $0; $0 to $99.99 = $2
  • Interest paid on account: quarterly
Effective Date: Saturday May 25, 2024
ProductBalanceAPYRateMinimum to Open

Statement Savings

$100 or more0.30%0.300%

Optimum Choice Savings

$25,000 or more0.40%0.399%

Scholar Savings

$50 or more0.10%0.100%

Green Team Savings


1Accounts will automatically renew at maturity. Penalty may be imposed for early withdrawal.

*Once a year, Fidelity will make a cash deposit equal to 1% of the Green Team member’s balance on a specified date into their Green Team Savings Account. Limit one per account. Maximum cash rebate is $10 per year. May be reported to the IRS for tax purposes. Green Team Accounts open to those under the age of 18.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at

* Fees may reduce earnings. APY (Annual Percentage Yield) may change at any time, including after account is opened.

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