Certificates of Deposit
Get rewarded for saving with a promotional CD!
|
3.85% APY* |
Grow your savings with this limited-time special Certificate of Deposit offer from Fidelity Bank!
Certificates of Deposit offer a reliable way to ensure your funds remain secure, providing peace of mind. Don’t miss your opportunity to benefit from one of the most competitive rates available and secure a higher return compared to traditional savings accounts.
- Interest is paid upon maturity of your standard Certificate of Deposit
- Interest is paid quarterly for IRA 6-Month CD
- Easily view your current balance in Online Banking and the Fidelity Mobile Banking App
Take advantage of this limited-time offer by visiting your local Fidelity Bank branch!
Certificates of Deposit:
If you have money to invest but you prefer a more conservative savings strategy, Certificates of Deposit (CDs) are a great choice. With one of our Fidelity Bank CD products, you can earn a guaranteed fixed rate of return on a flexible, secure investment.
Our relationship managers are experts at helping you find CD products to fit your needs and lifestyle. Offerings include:
- Long-term CD
- IRA CDs
All our Certificates of Deposit feature:
- Safe, secure, steady growth
- Guaranteed returns
- A penalty may be imposed for withdrawals before maturity
To apply for a Certificate of Deposit, click the “Open Account” button in the sidebar or contact a banker by calling 1-800-388-4380!
(Promotional CDs can only be opened at one of our branches)
*Annual Percentage Yield (APY) current as of July 27, 2026. The minimum balance required to open the 6-Month CD special is $10,000 in new money. The minimum balance required to obtain the advertised APY is $10,000. New money is defined as funds not currently held on deposit with Fidelity Bank. Offer may be changed or withdrawn at any time. Certificate of Deposit promotional offer requires a new or existing Fidelity Bank Relationship Checking, Performance Checking, or any Business Checking account. The minimum balance to open a checking account is $100 for Relationship Checking and $500 for Performance Checking. Please note that if you are an IRA account holder, contribution limits may apply, but you may still be eligible for the promotion. Fees may reduce earnings. Earnings may be reported to the IRS for tax purposes. After the 6-month promotional term, the Certificate of Deposit will automatically renew into the bank’s standard 6-month term at the rate in effect at the time of renewal, as stated in the account opening disclosures. A penalty may be imposed for withdrawals before maturity. Offer valid as of July 27, 2026.
Effective Date: Thursday August 13, 2026
| $1,000 Minimum to open | Reliance Checking | Reliance Checking | Relationship Checking | Relationship Checking | Platinum & Performance Checking | Platinum & Performance Checking |
|---|---|---|---|---|---|---|
| Term | Rate | APY | Rate | APY | Rate | APY |
| 3 Months | ||||||
| $1,000 – $24,999 | 0.650% | 0.65% | 0.700% | 0.70% | 0.750% | 0.75% |
| $25,000 – $99,999 | 0.950% | 0.95% | 1.000% | 1.00% | 1.050% | 1.05% |
| $100,000 – $499,999 | 1.050% | 1.05% | 1.100% | 1.10% | 1.150% | 1.15% |
| $500,000 or more | 1.150% | 1.15% | 1.200% | 1.20% | 1.250% | 1.25% |
| 6 Months | ||||||
| $1,000 – $24,999 | 0.850% | 0.85% | 0.900% | 0.90% | 0.950% | 0.95% |
| $25,000 – $99,999 | 0.950% | 0.95% | 1.000% | 1.00% | 1.050% | 1.05% |
| $100,000 – $499,999 | 1.050% | 1.05% | 1.100% | 1.10% | 1.150% | 1.15% |
| $500,000 or more | 1.150% | 1.15% | 1.200% | 1.20% | 1.250% | 1.25% |
| 9 Months | ||||||
| $1,000 – $24,999 | 0.950% | 0.95% | 1.000% | 1.00% | 1.050% | 1.05% |
| $25,000 – $99,999 | 0.950% | 0.95% | 1.000% | 1.00% | 1.050% | 1.05% |
| $100,000 – $499,999 | 1.050% | 1.05% | 1.100% | 1.10% | 1.150% | 1.15% |
| $500,000 or more | 1.150% | 1.15% | 1.200% | 1.20% | 1.250% | 1.25% |
| 12 Months | ||||||
| $1,000 – $24,999 | 0.950% | 0.95% | 1.000% | 1.00% | 1.050% | 1.05% |
| $25,000 – $99,999 | 1.050% | 1.05% | 1.100% | 1.10% | 1.150% | 1.15% |
| $100,000 – $499,999 | 1.150% | 1.15% | 1.200% | 1.20% | 1.250% | 1.25% |
| $500,000 or more | 1.250% | 1.25% | 1.300% | 1.30% | 1.350% | 1.35% |
| 18 Months | ||||||
| $1,000 – $24,999 | 0.947% | 0.95% | 0.996% | 1.00% | 1.046% | 1.05% |
| $25,000 – $99,999 | 1.046% | 1.05% | 1.095% | 1.10% | 1.145% | 1.15% |
| $100,000 – $499,999 | 1.145% | 1.15% | 1.195% | 1.20% | 1.244% | 1.25% |
| $500,000 or more | 1.244% | 1.25% | 1.294% | 1.30% | 1.343% | 1.35% |
| 24 Months | ||||||
| $1,000 – $24,999 | 0.947% | 0.95% | 0.996% | 1.00% | 1.046% | 1.05% |
| $25,000 – $99,999 | 1.046% | 1.05% | 1.095% | 1.10% | 1.145% | 1.15% |
| $100,000 – $499,999 | 1.145% | 1.15% | 1.195% | 1.20% | 1.244% | 1.25% |
| $500,000 or more | 1.244% | 1.25% | 1.294% | 1.30% | 1.343% | 1.35% |
| 30 Months | ||||||
| $1,000 – $24,999 | 1.046% | 1.05% | 1.095% | 1.10% | 1.145% | 1.15% |
| $25,000 – $99,999 | 1.145% | 1.15% | 1.195% | 1.20% | 1.244% | 1.25% |
| $100,000 – $499,999 | 1.244% | 1.25% | 1.294% | 1.30% | 1.343% | 1.35% |
| $500,000 or more | 1.343% | 1.35% | 1.393% | 1.40% | 1.442% | 1.45% |
| 36 Months | ||||||
| $1,000 – $24,999 | 1.046% | 1.05% | 1.095% | 1.10% | 1.145% | 1.15% |
| $25,000 – $99,999 | 1.145% | 1.15% | 1.195% | 1.20% | 1.244% | 1.25% |
| $100,000 – $499,999 | 1.244% | 1.25% | 1.294% | 1.30% | 1.343% | 1.35% |
| $500,000 or more | 1.343% | 1.35% | 1.393% | 1.40% | 1.442% | 1.45% |
| 48 Months | ||||||
| $1,000 – $24,999 | 1.095% | 1.10% | 1.145% | 1.15% | 1.195% | 1.20% |
| $25,000 – $99,999 | 1.195% | 1.20% | 1.244% | 1.25% | 1.294% | 1.30% |
| $100,000 – $499,999 | 1.294% | 1.30% | 1.343% | 1.35% | 1.393% | 1.40% |
| $500,000 or more | 1.393% | 1.40% | 1.442% | 1.45% | 1.492% | 1.50% |
| 60 Months | ||||||
| $1,000 – $24,999 | 1.095% | 1.10% | 1.145% | 1.15% | 1.195% | 1.20% |
| $25,000 – $99,999 | 1.195% | 1.20% | 1.244% | 1.25% | 1.294% | 1.30% |
| $100,000 – $499,999 | 1.294% | 1.30% | 1.343% | 1.35% | 1.393% | 1.40% |
| $500,000 or more | 1.393% | 1.40% | 1.442% | 1.45% | 1.492% | 1.50% |
| 84 Months | ||||||
| $1,000 – $24,999 | 1.294% | 1.30% | 1.343% | 1.35% | 1.393% | 1.40% |
| $25,000 – $99,999 | 1.393% | 1.40% | 1.442% | 1.45% | 1.492% | 1.50% |
| $100,000 – $499,999 | 1.442% | 1.45% | 1.492% | 1.50% | 1.541% | 1.55% |
| $500,000 or more | 1.541% | 1.55% | 1.590% | 1.60% | 1.640% | 1.65% |
| 120 Months | ||||||
| $1,000 – $24,999 | 1.294% | 1.30% | 1.343% | 1.35% | 1.393% | 1.40% |
| $25,000 – $99,999 | 1.393% | 1.40% | 1.442% | 1.45% | 1.492% | 1.50% |
| $100,000 – $499,999 | 1.442% | 1.45% | 1.492% | 1.50% | 1.541% | 1.55% |
| $500,000 or more | 1.541% | 1.55% | 1.590% | 1.60% | 1.640% | 1.65% |
All CDs are auto-renewable; penalty may be imposed for early withdrawal.
Need help?
For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.
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