Certificates of Deposit

Certificates of Deposit

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If you have money to invest but you prefer a more conservative savings strategy, Certificates of Deposit (CDs) are a great choice. With one of our Fidelity Bank CD products you can earn a guaranteed fixed rate of return on a flexible, secure investment.

Our relationship managers are experts at helping you find CD products to fit your needs and lifestyle. Offerings include:

  • Long-term CD
  • IRA CDs

All our Certificates of Deposit feature:

  • Safe, secure, steady growth
  • Guaranteed returns
  • Higher interest rates
  • A penalty may be imposed for withdrawals before maturity
Effective Date: Tuesday March 21, 2023
$1,000 Minimum to openReliance CheckingReliance CheckingRelationship CheckingRelationship CheckingPlatinum & Performance CheckingPlatinum & Performance Checking
TermAPYRateAPYRateAPYRate
3 Months
$1,000 – $24,9990.55%0.550%0.65%0.650%0.75%0.750%
$25,000 – $99,9990.65%0.650%0.75%0.750%0.85%0.850%
$100,000 – $499,9990.75%0.750%0.85%0.850%0.95%0.950%
$500,000 or more0.85%0.850%0.95%0.950%1.05%1.050%
6 Months
$1,000 – $24,9990.55%0.550%0.65%0.650%0.75%0.750%
$25,000 – $99,9990.65%0.650%0.75%0.750%0.85%0.850%
$100,000 – $499,9990.75%0.750%0.85%0.850%0.95%0.950%
$500,000 or more0.85%0.850%0.95%0.950%1.05%1.050%
9 Months
$1,000 – $24,9990.65%0.650%0.65%0.650%0.75%0.750%
$25,000 – $99,9990.65%0.650%0.75%0.750%0.85%0.850%
$100,000 – $499,9990.75%0.750%0.85%0.850%0.95%0.950%
$500,000 or more0.85%0.850%0.95%0.950%1.05%1.050%
12 Months
$1,000 – $24,9990.65%0.650%0.75%0.750%0.85%0.850%
$25,000 – $99,9990.75%0.750%0.85%0.850%0.95%0.950%
$100,000 – $499,9990.85%0.850%0.95%0.950%1.05%1.050%
$500,000 or more0.95%0.950%1.05%1.050%1.15%1.150%
18 Months
$1,000 – $24,9990.65%0.648%0.75%0.748%0.85%0.847%
$25,000 – $99,9990.75%0.748%0.85%0.847%0.95%0.947%
$100,000 – $499,9990.85%0.847%0.95%0.947%1.05%1.046%
$500,000 or more0.95%0.947%1.05%1.046%1.15%1.145%
24 Months
$1,000 – $24,9990.65%0.648%0.75%0.748%0.85%0.847%
$25,000 – $99,9990.75%0.748%0.85%0.847%0.95%0.947%
$100,000 – $499,9990.85%0.847%0.95%0.947%1.05%1.046%
$500,000 or more0.95%0.947%1.05%1.046%1.15%1.145%
30 Months
$1,000 – $24,9990.75%0.748%0.85%0.847%0.95%0.947%
$25,000 – $99,9990.85%0.847%0.95%0.947%1.05%1.046%
$100,000 – $499,9990.95%0.947%1.05%1.046%1.15%1.145%
$500,000 or more1.05%1.046%1.15%1.145%1.25%1.244%
36 Months
$1,000 – $24,9990.75%0.748%0.85%0.847%0.95%0.947%
$25,000 – $99,9990.85%0.847%0.95%0.947%1.05%1.046%
$100,000 – $499,9990.95%0.947%1.05%1.046%1.15%1.145%
$500,000 or more1.05%1.046%1.15%1.145%1.25%1.244%
48 Months
$1,000 – $24,9990.80%0.798%0.90%0.897%1.00%0.996%
$25,000 – $99,9990.90%0.897%1.00%0.996%1.10%1.095%
$100,000 – $499,9991.00%0.996%1.10%1.095%1.20%1.195%
$500,000 or more1.10%1.095%1.20%1.195%1.30%1.294%
60 Months
$1,000 – $24,9990.80%0.798%0.90%0.897%1.00%0.996%
$25,000 – $99,9990.90%0.897%1.00%0.996%1.10%1.095%
$100,000 – $499,9991.00%0.996%1.10%1.095%1.20%1.195%
$500,000 or more1.10%1.095%1.20%1.195%1.30%1.294%
84 Months
$1,000 – $24,9991.00%0.996%1.10%1.095%1.20%1.195%
$25,000 – $99,9991.10%1.095%1.20%1.195%1.30%1.294%
$100,000 – $499,9991.15%1.145%1.25%1.244%1.35%1.343%
$500,000 or more1.25%1.244%1.35%1.343%1.45%1.442%
120 Months
$1,000 – $24,9991.00%0.996%1.10%1.095%1.20%1.195%
$25,000 – $99,9991.10%1.095%1.20%1.195%1.30%1.294%
$100,000 – $499,9991.15%1.145%1.25%1.244%1.35%1.343%
$500,000 or more1.25%1.244%1.35%1.343%1.45%1.442%

2 All CDs are auto-renewable; penalty may be imposed for early withdrawal.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.

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