Fidelity Deposit and Discount Bank

Updated April 1, 2024

Fidelity Bank is pleased to provide information for public inspection under the Community Reinvestment Act of 1977 (CRA).

The Community Reinvestment Act (CRA) is a law intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income (LMI) neighborhoods, consistent with safe and sound banking operations. (CRA does not encourage the extension of unsafe or unsound credit.)

The CRA requires that each insured depository institution’s record in helping meet the credit needs of its entire community be evaluated periodically by one of the federal bank regulatory agencies (agencies).

Institutions must maintain and update a public file that contains specific information regarding its CRA performance.

Read the Fidelity Deposit & Discount Bank 2024 CRA file.