New User | Need Help? | Forgot Password?
Forgot password or PIN? | Demo
/ Borrow / Mortgage Programs
Buying a home is a big decision, so you need a financial partner you can trust to help you through the process. At Fidelity Bank, we’re here to guide you through the entire process from beginning to end. Our Mortgage Consultants are dedicated, and work with you to calculate how much you can afford, help you choose the best terms, and find the right mortgage program to meet your needs. Best of all, we guarantee you’ll have a loan approval within just three business days.*
Bring your visions to life with help from our Construction Program. We have options available for both new construction and renovation with down payments as little as 5%. Other benefits include:
The First Time Homebuyer program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in NEPA or the Lehigh Valley. Working in conjunction with local agencies providing down payment and closing costs assistance to the homebuyer. Trust our Mortgage Consultants to help you determine if this program is right for you.
An FHA loan is a home loan that is insured by the Federal Housing Administration. Designed to promote home ownership, FHA loans offer more flexible guidelines than conventional mortgages. In general, these loans allow borrowers to buy a home with a relatively small down payment.
A jumbo mortgage allows borrowers to finance mortgages in excess $647,200. Jumbo loans are available with either a fixed or adjustable rate as well as a variety of terms.
Fidelity Bank is now offering a unique mortgage program for medical and dental professionals in order to assist them with home financing needs. Features include:
Fidelity Bank is able to offer qualifying clients access to the best mortgage products in the marketplace today through mortgage loan programs such as the Federal Home Loan Bank’s First Front Door Program. This program addresses the funding needs of low-income home buyers and may provide qualified home buyers with a grant in which the FHLB will match three to one up to $5,000 for down payment and closing costs. (Program is subject to annual availability.)
A USDA Loan provides 100% financing for qualified rural properties based on location and borrower income. Find out if a property is eligible through USDA.com.
A VA loan provides 100% financing for qualified veterans, reservists, active duty personnel, or eligible family members. It doesn’t require a down payment or any mortgage insurance, unlike an FHA loan. This type of loan does carry a one-time variable funding fee.
For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.
* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $726,200.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.
Fidelity Bank offers a variety of convenient resources and tools. Educational articles, Frequently Asked Questions, Instructional Videos and more are at your fingertips.