Buying a home is a big decision, so you need a financial partner you can trust to help you through the process. At Fidelity Bank, we’re here to guide you through the entire process from beginning to end. Our Mortgage Consultants are dedicated, and work with you to calculate how much you can afford, help you choose the best terms, and find the right mortgage program to meet your needs. Best of all, we guarantee you’ll have a loan approval within just three business days.*

Construction Program

Bring your visions to life with help from our Construction Program. We have options available for both new construction and renovation with down payments as little as 5%. Other benefits include:

  • One-time closing
  • Flexible construction terms to meet your project needs
  • Land equity may be used toward down payment
  • Interest-only payments while your home is under construction
  • Long-term interest rate locks at time of application
  • Local processing, underwriting and closing
  • Streamlined inspection and draw process


First-Time Home Buyer Program

The First Time Homebuyer program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in NEPA or the Lehigh Valley. The program works in conjunction with local agencies providing down payment and closing costs assistance to the homebuyer. Trust our Mortgage Consultants to help you determine if this program is right for you.


FHA Program (Federal Housing Administration)

An FHA loan is a home loan that is insured by the Federal Housing Administration. Designed to promote home ownership, FHA loans offer more flexible guidelines than conventional mortgages. In general, these loans allow borrowers to buy a home with a relatively small down payment.


Jumbo Mortgage Loan Program

A jumbo mortgage allows borrowers to finance mortgages in excess of $766,550. Jumbo loans are available with either a fixed or adjustable rate as well as a variety of terms.


Medical and Dental Professionals Program

Fidelity Bank is now offering a unique mortgage program for medical and dental professionals in order to assist them with home financing needs. Features include:

  • Physicians must hold a MD, DO, DDS, DVM or DMD degree
  • Purchase, Refinance, Construction for primary and secondary homes
  • Up to 100% loan to value (LTV) for purchase or construction of primary residences on loan amounts up to $1,000,000. Financing available up to $2,000,000 with special terms.
  • No Private Mortgage Insurance (PMI) needed



A USDA Loan provides 100% financing for qualified rural properties based on location and borrower income. Find out if a property is eligible through



A VA loan provides 100% financing for qualified veterans, reservists, active duty personnel, or eligible family members. It doesn’t require a down payment or any mortgage insurance, unlike an FHA loan. This type of loan does carry a one-time variable funding fee.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at

* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $766,550.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.

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