Find the Path to Your Perfect Home

Buying a home is one of the most significant decisions you’ll ever make, so choosing a trustworthy financial partner is crucial. At Fidelity Bank, we’re committed to guiding you through every step of the home buying process, ensuring a smooth and supportive journey from start to finish.

Our Mortgage Consultants are dedicated, and work with you to calculate how much you can afford, help you choose the best terms, and find the right mortgage program to meet your needs. Best of all, we guarantee you’ll have a loan approval within just three business days.*

At Fidelity Bank, your homeownership dreams are our priority.

First-Time Home Buyer Program

The First Time Homebuyer program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in NEPA or the Lehigh Valley. The program works in conjunction with local agencies providing down payment and closing costs assistance to the homebuyer. Trust our Mortgage Consultants to help you determine if this program is right for you.

Jumbo Mortgage Loan Program

A jumbo mortgage allows borrowers to finance high-priced home mortgages (in excess of $766,550). Jumbo loans are available with either a fixed or adjustable rate as well as a variety of terms.

Healthcare Professionals Program

Fidelity Bank is now offering a unique mortgage program for medical and dental professionals in order to assist them with home financing needs. Features include:

  • Purchase, Refinance, Construction for primary and secondary homes
  • Up to 100% loan to value (LTV) for purchase or construction of primary residences.
  • No Private Mortgage Insurance (PMI) needed

We also have a full suite of products and services is designed to propel your practice forward while facilitating your personal wealth and estate planning. Visit Fidelity Bank Healthcare.

Note: Physicians must hold a MD, DO, DDS, DVM or DMD degree

Construction Program

Bring your visions to life with help from our Construction Loan Program. We have options available for both new construction and renovation with down payments as little as 5%. Other benefits include:

  • One-time closing
  • Flexible construction terms to meet your project needs
  • Land equity may be used toward down payment
  • Interest-only payments while your home is under construction
  • Long-term interest rate locks at time of application
  • Local processing, underwriting and closing
  • Streamlined inspection and draw process

Government-Backed Loans

Government-backed mortgages offer accessible options that can make getting a home more attainable for many families and individuals. Learn more of the details in our discussion of Government-back loans.

FHA Loans

Are you considering buying a home but worried about high upfront costs? The FHA loan program, managed by the Federal Housing Administration, offers an excellent solution.


A USDA Loan provides 100% financing for qualified rural properties based on location and borrower income. Find out if a property is eligible through


A VA loan provides 100% financing for qualified veterans, reservists, active duty personnel, or eligible family members. It doesn’t require a down payment or any mortgage insurance, unlike an FHA loan. This type of loan does carry a one-time variable funding fee.

City of Scranton Homebuyer Program

The City of Scranton Homebuyer Program offers qualified first-time home buyers a forgiven, deferred payment loan to help with down payment and closing expenses:

  • $5,000 minimum assistance awarded to approved applicants.
  • Homebuyer education required prior to applying.
  • Approval based on adjusted household income, you may qualify for deductions.
  • Income guidelines are based on HUD guidance, which updates annually in June.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at

* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $766,550.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.