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Loan Rates

 

Loan Rates

Our rates quoted are for clients with auto-deduct from a Fidelity Bank checking account.

  • .25% to rates for any client without auto-deduct.

There is a $75 document preparation fee on all consumer loans and credit report fee of $10.95.

All client loans are based on the top-tier credit score.

In addition to the below examples, other rates and terms are available.

Please contact your local branch or call 1-800-388-4380 for details.

Auto Loans 1

Effective Date: Wednesday December 11, 2024
ProductTerm (Months)RateAPRMonthly Payment*Appy Today
New/Used Cars 2022 & Above607.250%7.394%$499.80Apply Today
New/Used Cars 2021/2020/2019607.500%7.645%$502.78Apply Today
Used Cars 2018/2017608.350%8.496%$512.99Apply Today
Used Cars 2016/2015488.750%8.903%$539.60Apply Today
Older Cars489.590%9.771%$631.47Apply Today

*Per $1,000 borrowed. Payment and APR based on an amount financed of $25,000

Personal Loans

Effective Date: Wednesday December 11, 2024
ProductTermRateAPRMonthly Payment Per $1,000 BorrowedApply Now
Personal Unsecured Loans up to $10,000 for a term of up to 60 months.236 Months9.99%10.578%$35.04Apply
Personal Secured Loans up to $20,000 for term of up to 60 months.36 Months9.37%9.956%$34.73Apply

Preferred Credit

Effective Date: Wednesday December 11, 2024
ProductTermAPRMonthly Payment per $1,000 BorrowedHow to Apply
Preferred Credit Loans provide overdraft protection on a Fidelity Bank checking account. Loan amount can be up to $5,000. Preferred Credit Loans have a $30 annual fee.Demand15.00%3% of the balance plus interestContact Us

Rates and are subject to change.

All consumer loan rates are based on a credit score of 740 or better; other rates and terms are available. Contact your local branch or call 1-800-388-4380 for details. $75 document preparation fee and $10.95 credit report fee on all consumer loans.

Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.

  1. APR based on $10,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay. Other rates and terms are available; contact your local branch or call 1-800-388-4380 for details. Financing available up to 110% on new autos. Financing up to the amount of the NADA book average loan value on used autos.
  2. APR based on $5,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay. Other rates and terms are available, contact your local branch or call 1-800-388-4380 for details. Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.
  3. APR based on $20,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay. Other rates and terms are available, contact your local branch or call 1-800-388-4380 for details. Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.