Home Equity Rates
Home Equity Rates
Effective Date: Friday June 26, 2026
| Term | Rate | APR | Payment | |
|---|---|---|---|---|
| 5 years | 5.750% | 5.750% | $1,420.95 | |
| 10 years | 6.500% | 6.500% | $851.62 | |
| 15 years | 7.250% | 7.250% | $684.71 | |
| 20 years | 7.500% | 7.500% | $604.30 |
Please note that the interest rate and fees shown here are available to borrowers with an excellent credit history. The actual interest rate and fees available to you will be based on your credit history and may be different than the rates displayed here. The payment amount is based on a Home Equity loan of $75,000. The interest rates and annual percentage rates (APRs) shown above are subject to change without notice. The actual interest rate offered is based on your credit history, product, loan term and the percentage of remaining equity in your home. Your APR will vary based on your final loan amount and actual finance charges. Consult your tax advisor about deductibility. Adequate homeowner’s insurance coverage is required.
Home Equity Related Topics
Home Equity 101
If you are new to Home Equity, select from the following links to help you make an informed decision.
What is a HELOC and how does it work?
What are the qualifications requirements for a HELOC?
How to use your HELOC
Unlocking Your Golden Years: A Retiree’s Guide to Leveraging Home Equity
Using a HELOC as an Emergency Fund
Why you need an emergency fund, and how to start one today.
Use Your Home to Manage Your Debt: HELOCs for Debt Consolidation
Use Your Home to Improve Your Home
How to make your home’s equity work for you