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SBA Loans with Fidelity Bank: Your Partner in Business Growth
At Fidelity Bank, our Small Business Administration (SBA) loans are designed to provide the flexible financing solutions you need to grow and thrive. As an SBA Preferred Lender specializing in providing SBA loans, our dedicated team is committed to helping your business reach new heights.
According to Lauren Luongo – Vice President, Business Relationship Manager, “SBA loans empower small businesses by providing them with the financial support they need. With lower interest rates and longer repayment terms, SBA loans make it easier for entrepreneurs to turn their dreams into reality.”
Why Choose SBA Loans from Fidelity Bank?
- Competitive Rates: Benefit from some of the lowest interest rates available, helping you save money and invest more in your business.
- Flexible Terms: Enjoy longer repayment terms that align with your business’s cash flow, giving you the flexibility to manage your finances effectively.
- Lower Down Payments: Preserve your working capital with lower down payments, making it easier to get the funding you need without straining your budget.
Our SBA Loan Options
SBA 7(a) Loans
Ideal for businesses looking to expand, purchase equipment, or manage working capital. Key features include:
- Loan amounts up to $5 million
- Terms up to 25 years for real estate
- Terms up to 10 years for equipment and working capital
SBA 504 Loans
Perfect for businesses seeking long-term, fixed-rate financing for major assets like real estate or large equipment. Key benefits include:
- Loan amounts up to $5.5 million
- Terms up to 25 years for real estate
- Fixed interest rates
SBA Express Loans
For businesses needing faster access to funds, our SBA Express Loans offer expedited approval and funding. Highlights include:
- Loan amounts up to $500,000
- Accelerated processing time
- Flexible use of funds
How to Apply for an SBA Loan
Applying for an SBA loan with Fidelity Bank is straightforward and hassle-free. Our experienced loan officers will guide you through every step of the process, ensuring you have all the information and support you need. Here’s how it works:
- Pre-Qualification: Discuss your business needs with our experts to determine the best loan option for you.
- Application Submission: Complete and submit your loan application along with required documentation.
- Loan Approval: Our team will review your application and work with the SBA to secure approval.
- Funding: Once approved, you’ll receive your funds promptly, allowing you to focus on growing your business.
Partner with Fidelity Bank
By offering SBA loans, we’re not just lending money; we’re investing in the future of our communities and the economy.
Choosing Fidelity Bank means choosing a partner dedicated to your success. With our extensive experience in business lending and our commitment to exceptional service, we’re here to help your business flourish. Contact us today to learn more about our SBA loan options and take the first step toward achieving your business goals.
Contact Us
For more information or answers to your questions, please contact us by phone at 1-800-388-4380 or email us at SBALoans@fddbank.com.