With Fidelity Bank’s 5-Day Guarantee2 you will have a decision on your Home Loan within 5-business days. Borrow against the equity you have built in your home and get fast, convenient access to funds to start doing the things you want or need to do.
Unsure about the difference between a Home Equity Line of Credit vs a Home Equity Loan?
1 Based on loan amount of $25,000.00 for a term of 180 months with a current promotional loan rate of 5.60%. Rate is available for best credit and auto-deduction from any Fidelity Bank Checking Account effective 03/18/2019. Annual Percentage Rate (APR) will be 5.66%. Maximum loan to value is 80.00% and a minimum credit score of 740. One (1) to four (4) family owner-occupied homes and a first (1st) or second (2nd) lien only. Homeowner’s insurance with Fidelity Bank listed as mortgagee is required, flood insurance is required if applicable, and title insurance is required on loans greater than $250,000.00. Subject to credit approval. Other rates and terms are available. Please consult a tax advisor regarding the deductibility of interest. Not a commitment to lend. Offer is valid as of 03/18/19 and may change or discontinue at any time and cannot be combined with any other offer.
2 Guarantee of loan decision is within five (5) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $500,000.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.