Fidelity Bank

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Home is a place to raise a family and keep them safe and secure.  That's why buying your home is a big decision. So when you are ready to make ownership a reality you need someone to guide you through the process, someone you can trust – a real expert.  At Fidelity Bank, our mortgage consultants will work hard to help you figure out how much you can afford, help you choose the best terms, and find the right mortgage program to fit your individual needs. Best of all, we guarantee you’ll have a loan approval within just 3 business days.*  Fidelity Bank has put more local people in more local homes than any other bank in the area – let us help you to become a homeowner.


  • Construction Program

    A construction loan with Fidelity Bank can turn your plans into possibilities. We have options available for both new construction and renovation and down payments may be as little as 5.00%. Other benefits include:

    • One closing
    • Terms of up to eighteen (18) months
    • Land equity may be used toward down payment
    • Construction periods up to one (1) year with interest-only payments
    • Long term interest rate locks at time of application
    • Local processing and closing
    • Quick turnaround times on draw requests
  • First Time Homebuyer Program

    The First Time Homebuyer program provides funds in the form of a forgivable, deferred-payment loan to income-eligible, first-time homebuyers who wish to purchase a home in NEPA. These funds assist the homebuyer with his/her down payment and closing costs. Let our Mortgage Consultants help you determine if this program or one of our other mortgage options might be right for you.

  • FHA Program (Federal Housing Administration)

    An FHA loan is a home loan that is insured by the Federal Housing Administration. Designed to promote home ownership, FHA loans make it easier for people to qualify for a mortgage. In general, these loans allow borrowers to buy a home with a relatively small down payment.

  • Jumbo Mortgage Loan Program

    A jumbo mortgage allows borrowers to finance mortgages in excess $548,250. Jumbo loans are available with either a fixed or adjustable rate as well as a variety of terms.

  • Medical and Dental Professionals Program

    Fidelity Bank is now offering a unique mortgage program for medical and dental professionals in order to assist them with home financing needs. Features include:

    • Physicians must hold a MD, DO, DDS, DVM or DMD degree
    • Purchase, Refinance, Construction for primary and secondary homes
    • Up to 100% loan to value (LTV) for purchase or construction of primary residences on loan amounts up to $750,000. 
    • No Private Mortgage Insurance (PMI) needed
  • First Front Door Program

    Fidelity Bank is able to offer qualifying clients access to the best mortgage products in the marketplace today through mortgage loan programs such as the Federal Home Loan Bank's First Front Door Program. This program addresses the funding needs of low-income home buyers and may provide qualified home buyers with a grant in which the FHLB will match 3 to 1 up to $5,000 for down payment and closing costs. (Program is subject to annual availability.)

  • USDA

    A USDA Loan provides 100% property financing for qualified rural properties based on location. Find out if a property is eligible through

  • VA

    A VA loan provides 100% financing for qualified veterans, reservists, active duty personnel, or eligible family members. It doesn’t require a down payment or any mortgage insurance, unlike an FHA loan. This type of loan does carry a one-time variable funding fee.

*Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $647,200.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.


What our customers say:

My husband and I recently purchased our dream home and financed it through Fidelity Deposit & Discount Bank. Fidelity's Mortgage Consultant went out of his way to make sure this busy, crazy time ran very smoothly.