HIGH-PERFORMANCE SAVINGS ACCOUNT

This account gives you more than just a place to store your money; it helps your savings grow.

When you open a High-Performance Savings Account along with a Relationship, Performance, or Platinum Checking Account, you lock in a great 3.00% APY*…but you can earn more!

⚡︎Supercharge Your Savings & Get Rewarded!⚡︎

As a new client, if you set up $2,000+ in monthly checking direct deposits, you can Supercharge your savings with a 3.50% APY*.

Whether you’re planning your next vacation, saving for tuition, or building a cushion for life’s unexpected moments, the High-Performance Savings Account makes it simple and rewarding.

Visit your nearest Fidelity Bank branch or call today!

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Relationship Checking Account

Account Features

  • Free Fidelity Bank Visa® Debit Card
  • $6 in other banks’ ATM fees reimbursed per statement cycle per account
  • Free Mobile Banking with Mobile Deposit
  • Free Personal Web Bill Pay with 2 bills paid per month
  • Free small (3” x 5”) Safe Deposit Box rental for the first year
  • Fee waived for cashier’s checks; money order fee applies
  • Preferred deposit rates
  • Free overdraft protection
  • FDIC-Insured: Insured by the FDIC up to $250,000 per depositor, per ownership category.
  • Free consultative appointment with a Fidelity Bank Financial Advisor
  • Dedicated Relationship Manager

Specialty Wallet Checks

  • Account holders age 55+ receive one (1) box of single specialty wallet checks per calendar year free of charge
  • Account holders age 54 & younger receive a one-time $10 discount on single specialty wallet checks

Requirements

  • Minimum opening deposit $100
  • Minimum combined balance1 of $10,000 within Personal deposit accounts and/or personal outstanding principal loan balances2; or $2,500 aggregated monthly direct deposits; or fifteen (15) point of sale transactions3 to avoid $15 monthly service charge.
  • EZ Statements required
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Performance Checking Account

Account Features

  • Interest earned on balances of $2,500 or more
  • Free Fidelity Bank Visa® Debit Card
  • All Fidelity Bank fees for transactions at other banks’ ATMs waived and $15 in other banks’ ATM fees reimbursed per statement cycle per account
  • Free Mobile Banking with Mobile Deposit
  • Free Web Bill Pay with 2 bills paid per month
  • Specialty Wallet Checks:
    • Account holders age 55+ receive one (1) box of single specialty wallet checks per calendar year free of charge
    • Account holders age 54 & younger receive a one-time $15 discount on single specialty wallet checks
  • Free small (3” x 5”) Safe Deposit Box rental for one (1) year
  • Reduced stop payment fee
  • Fee waived for cashier’s checks; money order fee applies
  • Preferred rates on deposits and loans
  • Free overdraft protection
  • FDIC-Insured: Insured by the FDIC up to $250,000 per depositor, per ownership category.
  • Discount on Home Equity Line of Credit (HELOC) annual fee
  • Free consultative appointment with a Wealth Management Officer
  • Dedicated Relationship Manager
  • Combined statements

Requirements:

  • Minimum opening deposit $500
  • Minimum combined balance1 of $30,000 within personal deposit accounts and or investment accounts; or $4,000 aggregated monthly direct deposits to avoid $25 monthly service charge
  • $2,500 minimum daily balance to earn interest
  • Interest paid monthly
  • EZ Statements required
Learn More

Platinum Checking Account

Account Features:

  • Interest earned on balances of $2,500 or more
  • Free Fidelity Bank Visa® Debit Card
  • All Fidelity Bank fees for transactions at other banks’ ATMs waived and all other banks’ ATM fees waived per statement cycle per account
  • Free Mobile Banking with Mobile Deposit
  • Free Web Bill Pay when at least two (2) bills per month are paid
  • Specialty Wallet Checks:
    • Account holders age 55+ receive one (1) box of single specialty wallet checks per calendar year free of charge
    • Account holders age 54 & younger receive a one-time $15 discount on single specialty wallet checks
  • One (1) non-sufficient funds (NSF) fee waived per statement cycle
  • Free first year rental on any size safe deposit box for one (1) year
  • Wire transfer fee waived
  • Stop payment fee waived
  • Fee waived for cashier’s check; money order fee applies
  • Preferred rates on deposits and loans
  • Free overdraft protection
  • FDIC-Insured: Insured by the FDIC up to $250,000 per depositor, per ownership category.
  • One (1) Reliance Checking account with monthly fee waived
  • $300 off mortgage closing costs
  • Home Equity Line of Credit (HELOC) annual fee waived
  • Free consultative appointment with a Wealth Management Officer
  • Dedicated Relationship Manager
  • Combined statements

Requirements:

  • Minimum opening deposit $1,000
  • Minimum combined balance1 of $30,000 within personal deposit accounts and or investment accounts; or $4,000 aggregated monthly direct deposits to avoid $25 monthly service charge
  • $2,500 minimum daily balance to earn interest
  • Interest paid monthly
  • EZ Statements required
  • For Wealth Management clients only
Learn More

Get Started

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Super Charged Savings!
Statement SavingsOptimum Choice SavingsHigh Performance Savings
Low minimum daily balance requirement.Offers you both a higher return on your savings and lets you access your funds when it’s convenient for you.This account gives you more than just a place to store your money; it helps your savings grow.
Minimum to Open$100$100$5,000
Monthly Service Fee$0.00 to $99.99 = $2.00; $100 & over = $0$100 and over = $0; $0 to $99.99 = $2None
Interest Paid on Account

Average Percentage Yield (APY) on balances $100 or more

Average Percentage Yield (APY) on balances $100 or more

Average Percentage Yield (APY) on balances $5,000 or more

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    *Annual Percentage Yield (APY) is accurate as of April 13, 2026. You must deposit at least $5,000 in new money to open this account. New money is defined as funds that are not currently on deposit with Fidelity Bank. The base interest rate tiers for the High-Performance Savings account are $0-99.99 no interest; $100.00- 4,999.99 interest rate 0.250% APY 0.25%; $5,000.00 or more interest rate 2.967% APY 3.00%. Clients without an existing Fidelity Bank checking, savings, or money market account may earn an additional 0.50% Supercharge APY when opening a new Relationship, Performance, or Platinum Checking account and initiating direct deposits of at least $2,000 per month. The interest rate tiers with the supercharge APY are $0-99.99 no interest; $100.00-4,999.99 interest rate 0.748% APY 0.75%; $5,000.00 or more interest rate 3.455% APY 3.50%. The Supercharge APY of .50% applies for 3 months from account opening. The base interest rates and annual percentage yields (APYs) are variable and may change at any time. Although the Supercharge APY will remain the same at .50% for 3 months, any changes to the base interest rate will affect your total interest rate and APY. After the initial 3-month promotional period, your interest rate and APY will revert to the base interest rate tiers above. Fees on the savings account may reduce earnings.
    Clients may receive one new-account bonus per calendar year. Offers cannot be combined. Eligibility restrictions apply. Offers valid as of April 13, 2026, and may be changed or withdrawn at any time. Additional terms and conditions apply. Member FDIC.