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Deposit Rates

Deposit Rates

Deposit Rates

All rates apply for clients with Relationship Checking or Performance Checking account; or Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking). For non-package rates, please call us at 1-800-388-4380 or stop by any branch. You may contact us online for more information as well.

APY (Annual Percentage Yield) is variable and may change at any time including after account is opened. Fees may reduce earnings.

 

Checking Rates

Effective Date: Wednesday July 30, 2025
ProductBalanceAPYRateMinimum to Open

Performance Checking

$0 – $2,499.990.00%0.000%$500
$2,500 or more0.03%0.030%

Platinum Checking

$0 – $2,499.990.00%0.000%$1,000
$2,500 or more0.03%0.030%
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Business Checking Rates

Effective Date: Wednesday July 30, 2025
ProductBalanceRateAPYMinimum to Open

Business Relationship Interest Checking

$0-$9,999.990.00%0.00%$1,000
$10,000 or more0.030%0.030%

IOLTA Checking

$0-$2,499.990.000%0.00%$100
$2,500.00-$24,999.990.747%0.75%
$25,000.00-$99,999.991.144%1.15%
$100,000.00-$249,999.991.736%1.75%
$250,000.00-$499,999.991.736%1.75%
$500,000.00 or more2.374%2.40%

Government Checking Rates

Effective Date: Wednesday July 30, 2025
ProductBalanceAPYRateMinimum to Open

Muni-Choice Checking

$0-$2,499.990.00%0.000%$2,500
$2,500.00-$99,999.990.03%0.030%
$100,000-$999,999,990.03%0.030%
$1,000,000 or more0.03%0.030%

Savings Rates

Effective Date: Wednesday July 30, 2025
ProductBalanceAPYRateMinimum to Open

Statement Savings

$0-$99.990.00%0.000%$100
$100 or more0.25%0.250%

Optimum Choice Savings

$0-$99.990.00%0.000%$100
$100-$24,9990.35%0.350%
$25,000 or more0.35%0.350%

Scholar Savings

$0-$49.990.00%0.000%$25
$50 or more0.05%0.050%

Green Team Savings

0.00%0.000%$1
0.15%0.150%

1Accounts will automatically renew at maturity. Penalty may be imposed for early withdrawal.

*Once a year, Fidelity will make a cash deposit equal to 1% of the Green Team member’s balance on a specified date into their Green Team Savings Account. Limit one per account. Maximum cash rebate is $10 per year. May be reported to the IRS for tax purposes. Green Team Accounts open to those under the age of 18.

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Personal Money Market

Effective Date: Wednesday July 30, 2025
Reliance RelianceRelationshipRelationshipPerformancePerformance
Balance Tier Rate APY Rate APY Rate APY
$0-$2,499 0.000% 0.00%0.000%0.00%0.000%0.00%
$2,500 -$24,999.990.200%0.20%0.598%0.60%0.747%0.75%
$25,000 – $99,999.990.200%0.20%0.797%0.80%1.045%1.05%
$100,000 – $249,999.990.499%0.50%0.995%1.00%1.539%1.55%
$250,000 – $499,999.990.598%0.60%1.243%1.25%1.539%1.55%
$500,000 or more0.847%0.85%1.687%1.70%2.129%2.15%

Platinum Money Market Rates

Available to Wealth Management Clients

Effective Date: Wednesday July 30, 2025
PlatinumPlatinum
Balance TierRateAPY
$0-$2,4990.000%0.00%
$2,500 -$24,999.990.747%0.75%
$25,000 – $99,999.991.144%1.15%
$100,000 – $249,999.991.736%1.736%
$250,000 – $499,999.991.736%1.736%
$500,000 or more2.374%2.40%
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CDs2

Effective Date: Wednesday July 30, 2025
$1,000 Minimum to openReliance CheckingReliance CheckingRelationship CheckingRelationship CheckingPlatinum & Performance CheckingPlatinum & Performance Checking
TermRateAPYRateAPYRateAPY
3 Months
$1,000 – $24,9990.650%0.65%0.700%0.70%0.750%0.75%
$25,000 – $99,9990.950%0.95%1.000%1.00%1.050%1.05%
$100,000 – $499,9991.050%1.05%1.100%1.10%1.150%1.15%
$500,000 or more1.150%1.15%1.200%1.20%1.250%1.25%
6 Months
$1,000 – $24,9990.850%0.85%0.900%0.90%0.950%0.95%
$25,000 – $99,9990.950%0.95%1.000%1.00%1.050%1.05%
$100,000 – $499,9991.050%1.05%1.100%1.10%1.150%1.15%
$500,000 or more1.150%1.15%1.200%1.20%1.250%1.25%
9 Months
$1,000 – $24,9990.950%0.95%1.000%1.00%1.050%1.05%
$25,000 – $99,9990.950%0.95%1.000%1.00%1.050%1.05%
$100,000 – $499,9991.050%1.05%1.100%1.10%1.150%1.15%
$500,000 or more1.150%1.15%1.200%1.20%1.250%1.25%
12 Months
$1,000 – $24,9990.950%0.95%1.000%1.00%1.050%1.05%
$25,000 – $99,9991.050%1.05%1.100%1.10%1.150%1.15%
$100,000 – $499,9991.150%1.15%1.200%1.20%1.250%1.25%
$500,000 or more1.250%1.25%1.300%1.30%1.350%1.35%
18 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9991.046%1.05%1.095%1.10%1.145%1.15%
$100,000 – $499,9991.145%1.15%1.195%1.20%1.244%1.25%
$500,000 or more1.244%1.25%1.294%1.30%1.343%1.35%
24 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9991.046%1.05%1.095%1.10%1.145%1.15%
$100,000 – $499,9991.145%1.15%1.195%1.20%1.244%1.25%
$500,000 or more1.244%1.25%1.294%1.30%1.343%1.35%
30 Months
$1,000 – $24,9991.046%1.05%1.095%1.10%1.145%1.15%
$25,000 – $99,9991.145%1.15%1.195%1.20%1.244%1.25%
$100,000 – $499,9991.244%1.25%1.294%1.30%1.343%1.35%
$500,000 or more1.343%1.35%1.393%1.40%1.442%1.45%
36 Months
$1,000 – $24,9991.046%1.05%1.095%1.10%1.145%1.15%
$25,000 – $99,9991.145%1.15%1.195%1.20%1.244%1.25%
$100,000 – $499,9991.244%1.25%1.294%1.30%1.343%1.35%
$500,000 or more1.343%1.35%1.393%1.40%1.442%1.45%
48 Months
$1,000 – $24,9991.095%1.10%1.145%1.15%1.195%1.20%
$25,000 – $99,9991.195%1.20%1.244%1.25%1.294%1.30%
$100,000 – $499,9991.294%1.30%1.343%1.35%1.393%1.40%
$500,000 or more1.393%1.40%1.442%1.45%1.492%1.50%
60 Months
$1,000 – $24,9991.095%1.10%1.145%1.15%1.195%1.20%
$25,000 – $99,9991.195%1.20%1.244%1.25%1.294%1.30%
$100,000 – $499,9991.294%1.30%1.343%1.35%1.393%1.40%
$500,000 or more1.393%1.40%1.442%1.45%1.492%1.50%
84 Months
$1,000 – $24,9991.294%1.30%1.343%1.35%1.393%1.40%
$25,000 – $99,9991.393%1.40%1.442%1.45%1.492%1.50%
$100,000 – $499,9991.442%1.45%1.492%1.50%1.541%1.55%
$500,000 or more1.541%1.55%1.590%1.60%1.640%1.65%
120 Months
$1,000 – $24,9991.294%1.30%1.343%1.35%1.393%1.40%
$25,000 – $99,9991.393%1.40%1.442%1.45%1.492%1.50%
$100,000 – $499,9991.442%1.45%1.492%1.50%1.541%1.55%
$500,000 or more1.541%1.55%1.590%1.60%1.640%1.65%

All CDs are auto-renewable; penalty may be imposed for early withdrawal.

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IRAs2

Effective Date: Wednesday July 30, 2025
$1,000 Minimum to OpenReliance CheckingReliance CheckingRelationship CheckingRelationship CheckingPlatinum & Performance CheckingPlatinum & Performance Checking
TermRateAPYRateAPYRateAPY
3 Months
$1,000 – $24,9990.650%0.65%0.700%0.70%0.750%0.75%
$25,000 – $99,9990.950%0.95%1.000%1.00%1.050%1.05%
$100,000 – $499,9991.050%1.05%1.100%1.10%1.150%1.15%
$500,000 or more1.150%1.15%1.200%1.20%1.250%1.25%
6 Months
$1,000 – $24,9990.847%0.85%0.897%0.90%0.947%0.95%
$25,000 – $99,9990.947%0.95%0.996%1.00%1.046%1.05%
$100,000 – $499,9991.046%1.05%1.095%1.10%1.145%1.15%
$500,000 or more1.145%1.15%1.195%1.20%1.244%1.25%
9 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9990.947%0.95%0.996%1.00%1.046%1.05%
$100,000 – $499,9991.046%1.05%1.095%1.10%1.145%1.15%
$500,000 or more1.145%1.15%1.195%1.20%1.244%1.25%
12 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9991.046%1.05%1.095%1.10%1.145%1.15%
$100,000 – $499,9991.145%1.15%1.195%1.20%1.244%1.25%
$500,000 or more1.244%1.25%1.294%1.30%1.343%1.35%
18 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9991.046%1.05%1.095%1.10%1.145%1.15%
$100,000 – $499,9991.145%1.15%1.195%1.20%1.244%1.25%
$500,000 or more1.244%1.25%1.294%1.30%1.343%1.35%
24 Months
$1,000 – $24,9990.947%0.95%0.996%1.00%1.046%1.05%
$25,000 – $99,9991.046%1.05%1.095%1.10%1.145%1.15%
$100,000 – $499,9991.145%1.15%1.195%1.20%1.244%1.25%
$500,000 or more1.244%1.25%1.294%1.30%1.343%1.35%
30 Months
$1,000 – $24,9991.046%1.05%1.095%1.10%1.145%1.15%
$25,000 – $99,9991.145%1.15%1.195%1.20%1.244%1.25%
$100,000 – $499,9991.244%1.25%1.294%1.30%1.343%1.35%
$500,000 or more1.343%1.35%1.393%1.40%1.442%1.45%
36 Months
$1,000 – $24,9991.046%1.05%1.095%1.10%1.145%1.15%
$25,000 – $99,9991.145%1.15%1.195%1.20%1.244%1.25%
$100,000 – $499,9991.244%1.25%1.294%1.30%1.343%1.35%
$500,000 or more1.343%1.35%1.393%1.40%1.442%1.45%
48 Months
$1,000 – $24,9991.095%1.10%1.145%1.15%1.195%1.20%
$25,000 – $99,9991.195%1.20%1.244%1.25%1.294%1.30%
$100,000 – $499,9991.294%1.30%1.343%1.35%1.393%1.40%
$500,000 or more1.393%1.40%1.442%1.45%1.492%1.50%
60 Months
$1,000 – $24,9991.095%1.10%1.145%1.15%1.195%1.20%
$25,000 – $99,9991.195%1.20%1.244%1.25%1.294%1.30%
$100,000 – $499,9991.294%1.30%1.343%1.35%1.393%1.40%
$500,000 or more1.393%1.40%1.442%1.45%1.492%1.50%
84 Months
$1,000 – $24,9991.294%1.30%1.343%1.35%1.393%1.40%
$25,000 – $99,9991.393%1.40%1.442%1.45%1.492%1.50%
$100,000 – $499,9991.442%1.45%1.492%1.50%1.541%1.55%
$500,000 or more1.541%1.55%1.590%1.60%1.640%1.65%
120 Months
$1,000 – $24,9991.294%1.30%1.343%1.35%1.393%1.40%
$25,000 – $99,9991.393%1.40%1.442%1.45%1.492%1.50%
$100,000 – $499,9991.442%1.45%1.492%1.50%1.541%1.55%
$500,000 or more1.541%1.55%1.590%1.60%1.640%1.65%

2 All CDs are auto-renewable; penalty may be imposed for early withdrawal.

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