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Deposit Rates

Deposit Rates

Loan Rates

Mortgage Rates

Home Equity Rates

All rates apply for customers with Relationship Checking or Performance Checking account; or Fidelity Choice Banking account (Fidelity, Classic or Green Choice Checking). For non-package rates, please contact a Customer Service Representative.

APY (Annual Percentage Yield) is variable and may change at any time including after account is opened. Fees may reduce earnings.

All rates below are personal rates. Please contact us for business rates.

Checking

Effective Date: Saturday, December 4, 2021

Checking
Product	Balance to earn APY	APY	RATE
Performance Checking	$0 - $2,499.99	.00%	.00%
	$2,500.00 or more	.03%	.03%

Platinum Checking	$0 - $2,499.99	.00%	.00%
	$2,500.00 or more	.03%	.03%

Savings

Effective Date: Saturday, December 4, 2021

Savings
Product	Balance	APY	Rate	Minimum to Open
Optimum Choice Savings	$0 - $99.99	0.00%	0.00%	$100.00
	$100.00 - $24,999.99	0.03%	0.03%	$100.00
	$25,000.00 or more	0.03%	0.03%	$100.00
Statement Savings	$0-$99.99	0.00%	0.00%	$100.00
	$100.00 or more	0.03%	0.03%	$100.00
Christmas Club¹	Autodraft	0.03%	0.03%	$1.00
All Purpose Club¹	Autodraft	0.03%	0.03%	$5.00
Green Team Savings*	Less than $1.01	0.00%	0.00%	$1.00
	$1.01 or more	0.03%	0.03%	$1.00

How to Open An Account

¹Accounts will automatically renew at maturity. Penalty may be imposed for early withdrawal.

*Once a year, Fidelity will make a cash deposit equal to 1% of the Green Team member’s balance on a specified date into their Green Team Savings Account. Limit one per account. Maximum cash rebate is $10 per year. May be reported to the IRS for tax purposes. Green Team Accounts open to those under the age of 18.

Personal Money Market

Effective Date: Saturday, December 4, 2021

Personal Money Market
	Reliance Checking	Reliance Checking	Relationship Checking	Relationship Checking	Performance Checking	Performance Checking	Platinum Checking	Platinum Checking
Balance Tier	APY	RATE	APY	RATE	APY	RATE	APY	RATE
$0-$2,499	0.000%	0.000%	0.00%	0.000%	0.000%	0.000%	0.00%	0.000%
$2,500 -$24,999.99	0.03%	0.030%	0.05%	0.050%	0.10%	0.100%	0.10%	0.100%
$25,000 - $99,999.99	0.03%	0.030%	0.05%	0.050%	0.10%	0.100%	0.15%	0.150%
$100,000 - $249,999.99	0.03%	0.030%	0.05%	0.050%	0.10%	0.100%	0.15%	0.150%
$250,000 - $499,999.99	0.03%	0.030%	0.05%	0.050%	0.10%	0.100%	0.15%	0.150%
$500,000 or more	0.03%	0.030%	0.05%	0.050%	0.10%	0.100%	0.15%	0.150%

Open An Account

CDs ²

Effective Date: Saturday, December 4, 2021

CDs ²
$1,000 MINIMUM TO OPEN	RELIANCE Checking	RELIANCE Checking	RELATIONSHIP Checking	RELATIONSHIP Checking	PLATINUM & PERFORMANCE Checking	PLATINUM & PERFORMANCE Checking
Term	APY	RATE	APY	RATE	APY	RATE
3 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.05%	0.10%	0.10%	0.15%	0.15%
$500,000 or more	0.10%	0.05%	0.10%	0.10%	0.15%	0.15%

6 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

9 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

12 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

18 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.20%	0.20%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.20%	0.20%
$100,000 - $499,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$500,000 or more	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%

24 Months
$1,000 - $24,999	0.10%	0.10%	0.15%	0.15%	0.25%	0.256%
$25,000 - $99,999	0.10%	0.10%	0.15%	0.15%	0.25%	0.25%
$100,000 - $499,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$500,000 or more	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%

30 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.20%	0.20%	0.25%	0.25%	0.35%	0.35%
$500,000 or more	0.20%	0.20%	0.25%	0.25%	0.35%	0.35%

36 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.25%	0.25%	0.30%	0.30%	0.40%	0.40%
$500,000 or more	0.25%	0.25%	0.30%	0.30%	0.40%	0.40%

48 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$500,000 or more	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%

60 Months
$1,000 - $24,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$25,000 - $99,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$100,000 - $499,999	0.40%	0.40%	0.45%	0.45%	0.55%	0.55%
$500,000 or more	0.40%	0.40%	0.45%	0.45%	0.55%	0.55%

84 Months
$1,000 - $24,999	0.35%	0.35%	0.40%	0.40%	0.50%	0.50%
$25,000 - $99,999	0.45%	0.45%	0.50%	0.50%	0.60%	0.60%
$100,000 - $499,999	0.60%	0.60%	0.65%	0.65%	0.75%	0.75%
$500,000 or more	0.60%	0.60%	0.65%	0.65%	0.75%	0.75%

120 Months
$1,000 - $24,999	0.70%	0.70%	0.75%	0.75%	0.85%	0.85%
$25,000 - $99,999	0.80%	0.80%	0.85%	0.85%	0.95%	0.95%
$100,000 - $499,999	0.90%	0.90%	0.95%	0.95%	1.05%	1.05%
$500,000 or more	0.90%	0.90%	0.95%	0.95%	1.05%	1.05%

2 All CDs are auto-renewable; penalty may be imposed for early withdrawal.

IRA ²

Effective Date: Saturday, December 4, 2021

IRA ²
$1,000 MINIMUM TO OPEN	RELIANCE Checking	RELIANCE Checking	RELATIONSHIP Checking	RELATIONSHIP Checking	PLATINUM & PERFORMANCE Checking	PLATINUM & PERFORMANCE Checking
Term	APY	RATE	APY	RATE	APY	RATE
3 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.10%	0.10%	0.15%	0.15%
$500,000 or more	0.10%	0.10%	0.10%	0.10%	0.15%	0.15%

6 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

9 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

12 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.15%	0.15%
$100,000 - $499,999	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%
$500,000 or more	0.10%	0.10%	0.15%	0.15%	0.20%	0.20%

18 Months
$1,000 - $24,999	0.05%	0.05%	0.10%	0.10%	0.20%	0.20%
$25,000 - $99,999	0.05%	0.05%	0.10%	0.10%	0.20%	0.20%
$100,000 - $499,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$500,000 or more	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%

24 Months
$1,000 - $24,999	0.10%	0.10%	0.15%	0.15%	0.25%	0.25%
$25,000 - $99,999	0.10%	0.10%	0.15%	0.15%	0.25%	0.25%
$100,000 - $499,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$500,000 or more	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%

30 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.20%	0.20%	0.35%	0.35%	0.35%	0.35%
$500,000 or more	0.20%	0.20%	0.35%	0.35%	0.35%	0.35%

36 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.25%	0.25%	0.30%	0.30%	0.40%	0.40%
$500,000 or more	0.25%	0.25%	0.30%	0.30%	0.40%	0.40%

48 Months
$1,000 - $24,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$25,000 - $99,999	0.15%	0.15%	0.20%	0.20%	0.30%	0.30%
$100,000 - $499,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$500,000 or more	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%

60 Months
$1,000 - $24,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$25,000 - $99,999	0.30%	0.30%	0.35%	0.35%	0.45%	0.45%
$100,000 - $499,999	0.40%	0.40%	0.45%	0.45%	0.55%	0.55%
$500,000 or more	0.40%	0.40%	0.45%	0.45%	0.55%	0.55%

84 Months
$1,000 - $24,999	0.35%	0.35%	0.40%	0.40%	0.50%	0.50%
$25,000 - $99,999	0.45%	0.45%	0.50%	0.50%	0.60%	0.60%
$100,000 - $499,999	0.60%	0.60%	0.65%	0.65%	0.75%	0.75%
$500,000 or more	0.60%	0.60%	0.65%	0.65%	0.75%	0.75%

120 Months
$1,000 - $24,999	0.70%	0.70%	0.75%	0.75%	0.85%	0.85%
$25,000 - $99,999	0.80%	0.80%	0.85%	0.85%	0.95%	0.95%
$100,000 - $499,999	0.90%	0.90%	0.95%	0.95%	1.05%	1.05%
$500,000 or more	0.90%	0.90%	0.95%	0.95%	1.05%	1.05%

2 All CDs are auto-renewable; penalty may be imposed for early withdrawal.