1 Offer valid for new personal checking account clients only; offer is not valid for existing personal checking account holders. $200 will be earned when a new checking account is opened and recurring electronic direct deposit credits of $2,500 per month are received for a minimum three (3) consecutive months, fifteen (15) point-of-sale debit card transactions are completed in three (3) consecutive months and the account is enrolled in EZ statements. Direct deposits include deposits made by an employer or federal and / or state government agency, retirement benefits administrator, and general payments made by corporations and other organizations. Eligible clients will receive bonuses deposited into a Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening. Requirements must be satisfied within one hundred and twenty (120) calendar days of account opening.
2 Offer for new business checking account holders. $500.00 will be earned when a new non-interest primary business checking account is opened and maintains a daily balance of $10,000.00 or more during each of the initial three (3) months. Eligible clients will receive the $500.00 bonus deposited into their Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening. Requirements must be satisfied within one hundred and twenty (120) calendar days of account opening.
This section applies to all bonuses listed in this disclosure. The bonus will be reported on IRS Form 1099-MISC. The value of the bonus may constitute taxable income to you; please consult your tax advisor. Minimum deposit to open and minimum balance requirements for your account are provided at account opening. Clients may only receive one new account opening-related bonus per calendar year. This offer cannot be combined with any other offer. Certain products are not eligible for promotions; please speak to a Fidelity Banker for eligibility requirements. Fidelity Bank employees and their immediate family are not eligible. Offer valid as of 01-13-2025 and may be rescinded or changed at any time.
* Monthly service fees are waived when certain requirements are met: Reliance Checking – Monthly service fee is waived for students 23 and younger or when any of the following conditions are met; $1,500 average daily balance, $400 aggregated monthly direct deposit, or 10 point of sale (POS) Fidelity Bank Visa Debit Card transactions are made per statement cycle; Relationship Checking – Monthly service fee is waived with a minimum combined balance of $10,000 within Personal deposit accounts and/or personal outstanding principal loan balances, if $2,500 aggregated monthly direct deposits are made; or fifteen (15) point of sale (POS) Fidelity Bank Visa Debit Card transactions are made; Performance Checking – Monthly service fee is waived if there is a minimum combined balance of $30,000 within personal deposit accounts and/or investment accounts or if $4,000 aggregated monthly direct deposits are made. Business Checking – Monthly service charge can be refunded by maintaining an average daily balance of $1,500 in this account or by adding two (2) of the following products: Merchant Services, ACH Origination, Remote Deposit Capture, or Positive Pay. Fees for these services may apply. Business Analysis Checking – Monthly service fee and certain transaction fees may be partially or fully offset by an earnings credit. The earnings credit is based on the monthly available balance maintained in the Business Analysis Checking account.