^*NO PURCHASE NECESSARY. Void where prohibited. The “Free Year of Coffee Giveaway” is sponsored by Fidelity Bank/Electric City Roasting, Co. and is open to legal U.S residents 18 years or older who attend the scheduled Dunmore Grand Opening event. The giveaway begins on May 4, 2024, at 11:00 A.M and ends on May 4, 2024, at 2:00 P.M. Limit one entry per person. Winners will be determined through a scratch-off card method, available upon request at the Fidelity Bank Dunmore Grand Opening event on May 4, 2024, from 11:00 A.M to 2:00 P.M. Odds of winning depend on the number of contest participants. The prize includes a year of free coffee, limited to a 12 oz regular hot coffee, available at the Dunmore Electric City location only. There will be three (3) grand prizes awarded. The coffee is subject to availability and can only be redeemed on days when both the bank branch and cafe are open. The approximate total retail value of grand each prize is $1,003.75. To claim the prize, winners must present the winning ticket to Electric City Roasting Dunmore location within ten (10) days from the Grand Opening event, by May 14, 2024. Fidelity Bank employees and Electric City Roasting, Co. employees and their immediate family members are not eligible to participate. By entering, participants grant Fidelity Bank permission to use their name, likeness, and entry for promotional purposes without additional compensation. For a list of winners, send a self-addressed stamped envelope to Fidelity Bank at 101 N Blakely St, Dunmore, PA 18512, by May 15, 2024. IRS reporting may apply to prize winnings. By participating, entrants agree to abide by these Official Rules. Sponsor: Fidelity Bank – 101 N Blakely St, Dunmore, PA 18512. Food Allergy Notice: By entering the Promotion, each Participant acknowledges and agrees that any food-related prize(s) offered in the Promotion may contain milk, eggs, wheat, soybean, peanuts, and tree nuts. Participants agree that the Promotion Entities will have no liability whatsoever to, and will be released and held harmless by, the Participants for any and all food allergy-related complications that may result from exposure to food-related Prize(s) offered in this Promotion or otherwise ordered through Electric City Roasting, Co.

¹Offer valid for new personal checking account clients only; offer is not valid for existing personal checking account holders. Earn up to $550.00 with a new Fidelity Bank personal checking account by taking the following actions: (1) Receive a $250.00 cash bonus by opening a new checking account with qualifying recurring direct deposits of at least $2,500.00 per month for three (3) consecutive months, making 45 point-of-sale debit card transactions in three consecutive months, and signing up for online banking with EZ Statements. (2) Receive a $200.00 cash bonus by opening a new personal savings account simultaneously with a deposit of at least $10,000.00 not currently held with Fidelity Bank and maintain a daily balance of $10,000.00 or more during each of the initial three (3) months. (3) Earn a $50.00 cash bonus by opening both accounts online and (4) Earn $50.00 if you use your debit card an extra 15 times (totaling 60 transactions) over three (3) consecutive months. Direct deposit includes deposits made by an employer or federal and/or state government agency, retirement benefits administrator, and general payments made by corporations and other organizations. Accounts must be in good standing to obtain the bonus. Requirements must be satisfied within one hundred and twenty (120) days. Minimum deposit to open a checking account ranges from $25.00 to $1,000.00, minimum balance requirements and monthly service charges depend on which checking account is chosen. Eligible clients will receive bonuses deposited into a Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening. Please consult your Fidelity Banker for specific product information and eligibility requirements. The annual percentage yield (APY) for Performance Checking and Platinum Checking is .070%, if balance requirement is met. APY is current as of April 15, 2024. Rates are variable and may change at any time. Minimum balance requirements and fees may reduce earnings.

²Offer is valid for new business clients opening a new business account. Existing business clients are eligible for the Merchant Services credit portion of this offer only. Earn up to $800.00 with a new Fidelity Bank business account by taking the following actions: (1) Receive a $500.00 cash bonus by opening a new primary operating non-interest business account and maintaining a daily balance of $10,000.00 or more during each of the initial three (3) months. (2) Receive up to a $300.00 credit for new or existing business clients adding Merchant Services. To receive the credit, the client must have or open a Fidelity Bank Business Checking Account and process credit card transactions for 45 days. The amount of credit provided to the client will be based on the dollar amount of credit card sales processed in the first 45 days of activation, as follows: $100.00 for credit card sales of $1,000.00 – $5,000.00 processed; $200.00 for credit card sales of $5,000.01 – $10,000.00 processed; or $300.00 for credit card sales of >$10,000.00 processed. The Merchant Services credit will be made to the business checking account within 30 days after the 45th day of processing. Eligible clients will receive the $500.00 bonus deposited into their Fidelity Bank checking account on the first (1st) business day after one hundred and twenty (120) calendar days from account opening. Requirements must be satisfied within one hundred and twenty (120) calendar days of account opening. Monthly service charges depend on which checking account is chosen. Please consult your Fidelity Banker for specific product information and eligibility requirements.

This section applies to all bonuses listed in this disclosure. The bonus will be reported on IRS Form 1099-MISC. The value of the bonus may constitute taxable income to you; please consult your tax advisor. Minimum deposit to open and minimum balance requirements for your account are provided at account opening. Clients may only receive one new account opening-related bonus per calendar year. This offer cannot be combined with any other offer. Certain products are not eligible for promotions; please speak to a Fidelity Banker for eligibility requirements. Fidelity Bank employees and their immediate family are not eligible. Offer valid as of 05-04-2024 and may be rescinded or changed at any time.