Our rates quoted are for customers with auto-deduct from a Relationship and Performance Checking account, or any Choice products.
There is a $50 document preparation fee on all consumer loans and credit report fee of $6.
All consumer loans are based on the top tier credit score.
In addition to the below examples, other rates and terms are available.
Rates effective as of 8/22/18 and are subject to change.
Please contact your local branch or call 1-800-388-4380 for details.
Effective Date: Saturday, February 16, 2019
| Product | Term | APR (Annual Percentage Rate) | Monthly Payment per $1,000 Borrowed | Apply Today |
|---|---|---|---|---|
| Current & Last Year New or Current Year Used | 36 Months | 4.12% | $31.06 | Apply For a Loan |
| 60 Months | 4.23% | $19.45 | Apply For a Loan | |
| 72 Months (Mileage = 40,000 or less) | 4.69% | $16.76 | Contact us | |
| Used (1 & 2 Years Old) | 60 Months | 4.58% | $19.62 | Apply For a Loan |
| Used (3 & 4 Years Old) | 60 Months | 4.96% | $19.81 | Apply For a Loan |
| Used (5, 6 & 7 Years Old) | 36 Months | 5.58% | $31.77 | Apply For a Loan |
Effective Date: Saturday, February 16, 2019
| Product | Term | Rate | APR (Annual Percentage Rate) | Monthly Payment per $1,000 Borrowed | APPLY NOW |
|---|---|---|---|---|---|
| Personal Unsecured Loans up to $10,000 for a term of up to 60 months.2 | 60 Months | 14.49% | 14.99% | $24.85 | Apply For a Loan |
Effective Date: Saturday, February 16, 2019
| Product | Term | Rate | APR (Annual Percentage Rate) | Monthly Payment per $1,000 Borrowed | APPLY NOW |
|---|---|---|---|---|---|
| Personal Secured Loans up to $20,000 for term of up to 60 months.3 | 60 Months | 10.04% | 10.16% | $22.47 | Apply For a Loan |
Effective Date: Saturday, February 16, 2019
| Product | Term | APR (Annual Percentage Rate) | Monthly Payment per $1,000 Borrowed | |
|---|---|---|---|---|
| Preferred Credit Loans provide overdraft protection on a Fidelity Bank checking account. Loan amount can be up to $5,000. Preferred Credit Loans have a $30 annual fee. | Demand | 15.00% | 3% of the balance plus interest | Contact us |
Rates effective as of 4/16/2018 and are subject to change.
All consumer loan rates are based on a credit score of 740 or better; other rates and terms are available. Contact your local branch or call 1-800-388-4380 for details. $50 document preparation fee and $6.00 credit report fee on all consumer loans.
Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.
1APR based on $10,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay from a Fidelity Relationship or Performance Checking account; or Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account only. Other rates and terms are available; contact your local branch or call 1-800-388-4380 for details. Financing available up to 100% on new autos. Financing up to the amount of the NADA book average loan value on used autos.
2APR based on $5,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay from a Fidelity Relationship or Performance Checking account; or Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account only. Other rates and terms are available, contact your local branch or call 1-800-388-4380 for details. Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.
3APR based on $20,000 loan. Rates are based on a credit score of 740 or better with Auto-Pay from a Fidelity Relationship or Performance Checking account; or Fidelity Choice Banking (Fidelity, Classic or Green Choice Checking) account only. Other rates and terms are available, contact your local branch or call 1-800-388-4380 for details. Fidelity Bank offers many different types of installment loans including Personal Unsecured and Secured, Time Loans and Land Loans.
Effective Date: Saturday, February 16, 2019
| LOAN TYPE | RATE | APR | POINTS |
|---|---|---|---|
| 30 YEAR FIXED | 3.875% | 4.446% | 3.000% |
| 20 YEAR FIXED | 3.625 | 4.147% | 3.000% |
| 15 YEAR FIXED | 3.125% | 3.742% | 3.000% |
| 10 YEAR FIXED | 3.125% | 3.963% | 3.000% |
| 1 YEAR ADJUSTABLE | 4.250% | 6.013% | 3.000% |
| 3 YEAR ADJUSTABLE | 5.250% | 6.070% | Value 2 |
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