Purchasing or refinancing a home is an exciting stage in your life, but with all of the available choices, the process can feel overwhelming, especially if you don’t know which product is right for you. That’s why at Fidelity Bank, we pride ourselves on making the process as easy and convenient as possible.

Our Fidelity Bank Mortgage Consultants are some of the most experienced and knowledgeable in the industry, committed to making your home buying or refinancing experience the very best. With help from our lenders, you can find the loan that works best for you, during the hours that work for your schedule.

The Fidelity Bank Mortgage App provides a quick and streamline loan application process. Our app will guide your through your loan application, and keep you up-to-date through every step of the mortgage process.

Our lenders are here to help around-the-clock, working hard everyday to find the best loan for your unique needs, with guaranteed loan approval in three business days.*

Fixed Rate Mortgage

A Fixed Rate Mortgage is available for 10, 15, 20 or 30-year terms . The principal and interest payment remain fixed for the term of the loan. The benefit of a fixed-rate mortgage is that the homeowner will not have to contend with varying loan payment amounts that fluctuate with interest rate movements. Let our experienced Fidelity Bank Mortgage Consultants help find the loan product that works best for you.

Adjustable Rate Mortgage (ARM)

An Adjustable Rate Mortgage (ARM) offers a low fixed interest rate for an initial period of 5, 7, or 10 years with amortization up to 30 years. Periodic rate adjustments can occur yearly after the initial fixed period with yearly and lifetime caps. Adjustable Rate Mortgage (ARM) payments can go up or down depending on the index and market. Let our experienced Fidelity Bank Mortgage Consultants help you find the right product to fit your needs.

Need help?

For more information or questions, please contact us by phone at 1-800-388-4380 or email us at Fidelity@fddbank.com.

* Guarantee of loan decision is within three (3) business days pending receipt of complete loan application including signatures of all borrowers, signed disclosures, and all necessary financial information. Restrictions apply on loans greater than $766,550.00. Not a guarantee for an extension of credit. Please see a Fidelity Banker for more details.

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