Fidelity Deposit and Discount

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Whether you are purchasing a new home or refinancing the one you have, you will be faced with countless options and decisions that can sometimes be confusing. We believe that applying for a mortgage should be as easy and convenient as possible. We have some of the most experienced and helpful mortgage consultants in the area who will work hard to find the best loan for your individual needs. As a matter of fact, they will meet with you seven days a week or after business hours should that work best for you and get you a decision within 5 business days.*

  • No-Fee mortgages

    No-Fee Mortgages are attractive to borrowers who don't have the cash to pay fees upfront. Waived closing costs may make it easier for the borrower to get a mortgage for a new home or a refinance, although there is a slightly higher interest rate associated with a No-Fee mortgage.  Our Fidelity Mortgage consultants can help you weigh your options to determine if this type mortgage might be right for you.

  • Fixed Interest Rate Mortgage

    Fixed Interest Rate Mortgage charges a set rate of interest. The principal and interest payment will not change throughout the life of the loan. The payment is split into equal monthly payments for the duration. The benefit of a fixed-rate mortgage is that the homeowner will not have to contend with varying loan payment amounts that fluctuate with interest rate movements, but there are also tradeoffs. Let our experienced Fidelity mortgage consultants help find the loan product that works best for your unique situation.

  • Adjustable Rate Mortgage (ARMs)

    Adjustable Rate Mortgage (ARMs) offers low initial payments, enabling a borrower to qualify for a larger loan. The interest rate for an adjustable-rate mortgage varies over time so your monthly mortgage payment may change frequently over the life of the loan. ARMs vary and can be more complicated than fixed-rate loans. Let our experienced Fidelity mortgage consultants help you find the right mortgage to fit your needs.

*Pending receipt of complete loan application including signatures of all borrowers, signed disclosures and all necessary financial information. Restrictions apply on mortgage loans greater than $424,100.00

What our customers say:

I was so impressed with my experience during the mortgage process I transferred all my bank accounts to Fidelity and have recommended the bank to family and friends.